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ExpenseTio

Legal

Terms of Service

Last updated October 2, 2026

Using ExpenseTio

ExpenseTio helps you record and understand your own income and spending. If you create an account, give accurate details and keep your password private. You are responsible for activity on your account.

Your data

The transactions, budgets, accounts, categories, receipts and photo you add remain yours. You give ExpenseTio the permission needed to store and process them in order to run the app for you.

Not financial advice

Charts, budgets and insights are calculated from what you enter. They are for information only and are not financial, tax or legal advice. ExpenseTio does not move money or connect to your bank.

Acceptable use

Do not misuse the service, try to access other people's data, interfere with how it works, or use it for anything unlawful.

Availability

We work to keep ExpenseTio available and your data safe, but the service is provided "as is" and may change or be interrupted. Export your data from Settings at any time to keep a copy.

Ending your account

You can delete your account in the app. Doing so permanently removes your data. We may suspend accounts that break these terms.

Changes to these terms

We may update these terms. If a change is significant we will tell you in the app or on this page. Continuing to use ExpenseTio means you accept the update.

Questions about these terms?

Write to support@expensetio.com.