Every tool for your money,
nothing you don't need
ExpenseTio covers daily tracking, budgets, reports and more, in one calm app.
Add transactions in seconds
Record any expense, income or transfer in seconds. Type the amount with your phone's number keyboard, pick a category and an account, and you are done.
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Expense, income or transfer with instant category and account switching.
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Big, clear amount field that uses your phone's own keyboard.
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Automatic "Balance after" preview shows the exact impact before saving.
Balance after: $3,382.00
$1,920 spent of $3,000
Budgets that keep you honest
Stay proactive with clear spending boundaries instead of feeling surprised at month's end. Set custom limits with automatic rollover so good financial behavior is rewarded.
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Monthly, weekly, and yearly limits per category or across your total spending.
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Visual progress rings, "near limit" gentle alerts, and live daily pace calculations.
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Optional rollover of unspent money and a weekly spending chart you can compare with last month.
Accounts and transfers
Organize every bucket of money without sharing sensitive bank credentials or third-party screen scrapes. Track cash envelopes, checking, cards, and investments side by side.
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Support for cash, bank, card, savings, and investment account types.
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Real-time total net worth summary updating across all active wallets.
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Move money between accounts with transfers that keep both balances right.
+$1,450.00 this month
Apartment Rent
Monthly · Checking Account
Netflix & Spotify
15th of month · Active
Salary Direct Deposit
Last day of month
Gym Membership
1st of month · Paused
Recurring transactions
Eliminate repetitive manual typing for fixed monthly overhead. Schedule your regular rent, utility bills, software subscriptions, and salary payments to log hands-free.
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Rent, subscriptions, and salary created automatically on custom schedules (daily, weekly, monthly, yearly).
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Pause or end any automated rule at any moment with a single switch.
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A next payment card shows what is due soon, so you are never caught off guard.
Reports and insights
Understand where every single dollar landed without drowning in complicated accounting terminology. Crisp visual charts reveal lifestyle trends instantly.
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Spending breakdown donut chart with per-category percentages.
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Monthly trend bars and net cash flow compared with the previous period.
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Ranked top spending categories showing your biggest cost drivers at a glance.
Apple Store 5th Ave
MacBook Charger + Memo note
"Warranty receipt for office replacement gear."
Receipts, notes and search
Never lose a paper receipt or forget what that mystery charge on your credit statement was for. Snap physical invoices directly and find anything in seconds.
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Attach a photo of a receipt to any transaction with a free account; view or save it whenever you need it.
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Search by title or note.
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Filter dynamically by transaction type, date ranges, categories, accounts, and amounts.
Your data, your control
You are never locked in. Export your data, delete it, and lock the app with Face ID or your fingerprint.
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Export your entire ledger into clean CSV spreadsheets whenever you need.
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Light and dark themes, plus an optional Face ID or fingerprint lock.
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Works in any currency with correct symbol positioning (e.g. $ before amount, DH after).
And more
Thoughtful utility touches crafted to keep budgeting seamless and delightful.
Custom categories
Create your own categories with your own icons and colors.
Multiple currencies
Accurate currency symbol formatting tailored to international placement rules.
Offline mode
Fully usable underground, in air transit, or in spotty reception without loading spinners.
Guest mode
Start immediately without registration friction, phone numbers, or passwords.
Cloud backup & sync
Optional free account to back up and sync across your devices.
Dark mode
A comfortable dark theme for evening budgeting.
Biometric lock
Keep your balances private with swift Face ID and fingerprint device protection.
CSV export
Export your entire financial transaction archive to a spreadsheet anytime.
Take control of your money today
Made for iPhone and Android. No sign-up required to get started.